I am frequently asked the question, “As an insurance only advisor what are the next steps I need to take so I can continue to sell Index Annuities after the new DOL Regs go into effect next April?” The first thing I would say is take a deep breath, relax and don’t do anything…yet. Unfortunately there are a number of FMOs implementing a fear based marketing campaign with a message that the sky is falling, they have it all figured out, and if you want to stay in business you ne